Your own USD and EUR account details
Clients and platforms pay you the usual way: ACH, wire and FedNow in dollars, SEPA in euros.
This is your money space
Dedicated USD and EUR account details, payouts by ACH, wire and SEPA, and a stablecoin wallet from sign-up. For people and businesses.
- ACH
- Wire
- FedNow
- SEPA
- USD
- EUR
- USDT
- USDC
- Tron
- Ethereum
- BNB Smart Chain
- Optimism
- Base
- Arbitrum
- Polygon
- Avalanche
Get paid to your own USD and EUR account details. Take stablecoins on eight networks. Hold, convert and pay out to a bank or a wallet.
Get paid. Hold.Convert. Pay out
A crypto wallet from sign-up
No documents to start. USDT and USDC deposits are free.
Convert between balances
USD, EUR, USDT and USDC at the reference rate plus 0.5%.
Payouts you can follow
ACH, wire and SEPA to the bank accounts you link. Each step shows until the money lands.
Eight networks
USDT on Tron, Ethereum, BNB Smart Chain and Optimism. USDC on Ethereum, Base, Arbitrum, Optimism, Polygon and Avalanche.
Bank deposits, payouts and exchange
Payouts and exchange have a small minimum. No monthly fee, free stablecoin deposits.
PricingTeam access with roles
Owner, admin or view-only. Your accountant gets their own sign-in, not yours.
Every payout needs your code
Sending money, new recipients and team access are confirmed in your authenticator app. Bank details are encrypted at rest (AES-256).
From sign-upto payout
- A few minutes
Sign up
Email and a one-time code. No password.
- Right after sign-up
Your wallet opens
USDT and USDC addresses on eight networks, before any documents.
- Usually minutes
Verify once
An ID check for people, a company check with its owners for businesses. One check opens both USD and EUR.
- After verification
Get paid
Share your USD and EUR account details. Clients pay you the way they always have.
- Usually 1–3 business days
Pay out
To your bank by ACH, wire or SEPA, or to a wallet. The fee is shown before you confirm.
People and companies.One sign-in
Individuals
Freelancers, remote workers and anyone who gets paid or pays across borders.
- Dedicated USD and EUR account details
- Payouts to your own bank accounts
- Live status for every transfer
- Online identity check, usually in minutes
Businesses
Companies that pay suppliers, contractors and teams in several countries.
- Company verification (KYB) with owners
- Payouts by ACH, wire and SEPA
- Full history for accounting
- Team access with roles
Pricing.Nothing hidden
$0Monthly fee
FreeStablecoin deposits
0.5%Bank deposits, payouts, exchange
- Account opening and verification
- Free
- Monthly fee
- None
- Incoming ACH
- 0.5%
- Incoming wire
- 0.5%
- Incoming SEPA
- 0.5%
- Incoming USDT / USDC
- Free
- Outgoing ACH
- 0.5%, min $2
- Outgoing wire
- 0.5%, min $15
- Outgoing SEPA
- 0.5%, min €2
- USDT to a wallet · Tron (TRC20)
- 1.5 USDT
- USDT / USDC to a wallet · Ethereum (ERC20)
- $2
- USDT / USDC to a wallet · BNB Smart Chain, Base, Arbitrum, Optimism, Polygon, Avalanche
- $3
- USD ↔ EUR
- 0.5%, min $1
- USD or EUR ↔ USDT / USDC
- 0.5%, min $1
- USDT ↔ USDC
- 0.5%, min $1
The exact fee is shown before every transfer. Wallet withdrawal fees include the network fee. Your own bank may charge for sending a wire.
Quickquestions
No. Moneyspace is a trade name of Leads React LLC, a limited liability company registered in Wyoming, USA. USD and EUR account details are issued through our licensed partner after verification. Balances are held by Moneyspace as USD- and EUR-backed stablecoins (USDC, EURC). They are not bank deposits and are not covered by deposit insurance such as FDIC.
Anyone can sign up and use the crypto wallet right away, with no documents. USD and EUR account details open after a check: a valid ID for individuals, registration documents and a list of owners for companies, fully online. We may ask for verification at any time, including for the crypto wallet.
USD by ACH, wire and FedNow from US banks, EUR by SEPA from banks in the SEPA zone, and stablecoins: USDT on Tron, Ethereum, BNB Smart Chain or Optimism, USDC on Ethereum, Base, Arbitrum, Optimism, Polygon or Avalanche. Platforms and clients that pay to a US or EU bank account can pay you the usual way.
Incoming wires and SEPA transfers usually arrive within a business day, ACH in 1–3 business days. Payouts are processed on business days and usually arrive within 1–2 business days (ACH up to 3). Stablecoin deposits are credited after network confirmations, usually within minutes. Times can vary; every transfer shows its live status in the app.
Usually not. One check opens both USD and EUR account details. When we add a new payment provider, we reuse your verification where we can and ask only for what is missing. The crypto wallet works without verification, but we may ask you to verify at any time.
Opening an account and verification are free, and there is no monthly fee. Bank deposits cost 0.5%, payouts and exchange 0.5% with a small minimum; stablecoin deposits are free. The exact fee is shown before you confirm — see pricing below.
Coverage
Stop waiting.Start moving money
- ACH
- Wire
- FedNow
- SEPA